Visa Black Card Review
The Visa Black Card is an exclusive, high end credit card designed for those with a seriously good credit rating. The black card is certainly not for everyone, it is probably only suitable for less than 1% of the U.S. population.
Quick Info:
- Credit Limit: Varies
- Introductory Rate: 0% for 6 Months
- Regular APR: 14.99%
- Cash Advance APR: 25.24%
- Late Fees: 30.24% penalty APR
- Annual Fee: $495
- Grace Period: 23 days
The card its self is even exclusive – made of carbon graphite it’s got a unique, expensive feel that that sets it apart from other cards on the market. It’s also fairly indestructible as a result. Of course the biggest reason you would want a Visa Black Card is the exceptional 24 hour concierge service that you get. As the card is marketed at simply the elite they are able to provide an outstanding level of customer service – catering for even the smallest and most bizarre of requests.
Visa Black Card Qualifications/Requirements
In short, in order to qualify you need nothing less than an excellent credit rating. You are likely going to have to prove your previous income levels and a standard requirement is that you generally spend more than $50,000 on credit cards each year and have a perfect credit score to go along with it.
Other Features
- 24 Hour Concierge Service
- Carbon Card
- Exclusive rewards program
- Travel Benefits
- Purchase security and extended warranty
- VIP Airport Lounge Access